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	<title>Keeping a Budget</title>
	<link>http://keepingabudget.com</link>
	<description>Personal Finance</description>
	<lastBuildDate>Fri, 26 Mar 2010 19:36:55 +0000</lastBuildDate>
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		<title>Using a Co Signer to Boost your Credit</title>
		<description><![CDATA[
Having a co-signer on a loan application can either be a good thing or a bad one.  This can be anyone that you know like a friend or family member who agrees to share the responsibility for repaying the loan if you cannot make the payments for some reason.  Usually it is a parent that [...]]]></description>
		<link>http://keepingabudget.com/general/using-a-co-signer-to-boost-your-credit/</link>
			</item>
	<item>
		<title>Credit Counseling</title>
		<description><![CDATA[Sometimes we cannot keep a good credit score all the time on our own.  There are times in life when we may need to have a little bit of help keeping our credit score at a good level or raising it to a level that we want it to be at.  Thank goodness that there [...]]]></description>
		<link>http://keepingabudget.com/credit/credit-counseling/</link>
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		<title>How to Figure Your Credit Score</title>
		<description><![CDATA[You may want to know how your credit score is calculated.  The process is long and each of the three major companies in the United States will participate in reporting credit scores and histories with a different method.  This is why your credit score is going to be a little bit different from [...]]]></description>
		<link>http://keepingabudget.com/credit/how-to-figure-your-credit-score/</link>
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		<title>Credit and the Law</title>
		<description><![CDATA[The Equal Credit Opportunity Act says that all lenders will apply the same credit standards to all the consumers no matter what their race, sex, marital status, national origin, religion, age, or public assistance program that is involved. This does not say for sure that the loan approved or credit will be given to you. [...]]]></description>
		<link>http://keepingabudget.com/credit/credit-and-the-law/</link>
			</item>
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		<title>Using Credit Unions</title>
		<description><![CDATA[A credit union is a good organization that is for individuals based on where they live or where they are employed.  It will work in the same ways as most banks but offer loans that are more exclusive to their members and offer a better and much lower interest rate.  Those who deposit [...]]]></description>
		<link>http://keepingabudget.com/banking/using-credit-unions/</link>
			</item>
	<item>
		<title>Different Types of Stocks</title>
		<description><![CDATA[The different types of stock are what confuse most first time investors. That confusion causes people to turn away from the stock market altogether, or to make unwise investments. If you are going to play the stock market, you must know what types of stock are available and what it all means!
Common Stock is a [...]]]></description>
		<link>http://keepingabudget.com/investments/different-types-of-stocks/</link>
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		<title>When To Sell Stocks</title>
		<description><![CDATA[While quite a bit of time and research goes into selecting stocks, it is often hard to know when to pull out – especially for first time investors. The good news is that if you have chosen your stocks carefully, you won’t need to pull out for a very long time, such as when you [...]]]></description>
		<link>http://keepingabudget.com/investments/when-to-sell-stocks/</link>
			</item>
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		<title>Different Types of Bonds</title>
		<description><![CDATA[Investing in bonds is very safe, and the returns are usually very good. There are four basic types of bonds available and they are sold through the Government, through corporations, state and local governments, and foreign governments. The greatest thing about bonds is that you will get your initial investment back. This makes bonds the [...]]]></description>
		<link>http://keepingabudget.com/investments/different-types-of-bonds/</link>
			</item>
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		<title>Understanding Bonds</title>
		<description><![CDATA[There are certain things you must understand about bonds before you start investing in them. Not understanding these things may cause you to purchase the wrong bonds, at the wrong maturity date. The three most important things that must be considered when purchasing a bond include the par value, the maturity date, and the coupon [...]]]></description>
		<link>http://keepingabudget.com/investments/understanding-bonds/</link>
			</item>
	<item>
		<title>Your Personal Investment Strategy</title>
		<description><![CDATA[Because investing is not a sure thing in most cases, it is much like a game – you don&#8217;t know the outcome until the game has been played and a winner has been declared. Anytime you play almost any type of game, you have a strategy. Investing isn&#8217;t any different – you need an investment [...]]]></description>
		<link>http://keepingabudget.com/investments/your-personal-investment-strategy/</link>
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